The Lowest Mortgage Rates & Fees. Home Financing Direct
Best Mortgage Loans

The Lowest Interest Rates & Fees Anywhere

Looking for a mortgage company that offers exceptional service and the best overall mortgage for your specific situation? Your search is over!

new mortgage and happy family

Exceptional Service

We want to make the mortgage process as smooth and enjoyable for you as possible. That’s why we will handle all of the details for you and take as much off your plate as possible so that you can focus your attention on your exciting new home!

5 star Yelp reviews
5 star Google reviews
BBB accredited

Why Choose Us?

Here are just a few of the many reasons to choose Home Financing Direct for your next mortgage loan.

  • No Pressure or Upfront Fees

    We will never use high pressure sales tactics or charge upfront fees.

  • Lowest Interest Rates & Fees

    We’re proud to offer some of the lowest rates and fees anywhere.

  • Best Loan Products

    We offer numerous great loan products to fit any situation.

  • Fast & Easy Approvals

    We can get underwriting approval within 48 hours in most cases.

  • Honest & Transparent

    We are 100% honest and transparent throughout the process.

  • Expert Assistance

    We will help you analyze your best mortgage options and successfully guide you through the process.

Reasons to choose Home Financing Direct for your next home loan

Client Testimonials

Read what some of our past clients have to say about us.

I am happy to wholeheartedly recommend Shay Wright! He answered all my questions and gave quality mortgage lending advice to my family. I would absolutely use Shay’s services again and have no hesitation recommending him!

testimonial Erin
Erin Hosford
5 star review

I worked with Shay Wright to buy my first home and he was genuinely awesome. Shay was great at answering everything I asked and explaining to me how things worked. I shopped around a little for rates and these guys were able to provide me with the best ones.

testimonial Tanner
Tanner Lewis
5 star review

I recently refinanced with Home Financing Direct. The whole process was great! No surprises, great transparency, and a very simple process from start to finish. I was able to quickly secure a new home loan at an amazing rate! I would definitely work with them again.

testimonial Casey
Casey Woolley
5 star review

Interest Rate Quote!

Looking for the lowest interest rate possible? We offer some of the lowest rates and best mortgages anywhere. Simply complete our easy rate quote request to find out what interest rate you qualify for.